Terms and Conditions

Introduction

These Terms govern the use of any of Mountain Ridge Marketing's websites, mobile or desktop applications, products (physical or digital), services, and any other related Agreements or legal relationships with Mountain Ridge Marketing or it's Owner in a legally binding way. Capitalized words are defined in the relevant dedicated section of this document.

The User must read this document carefully.

Key Information:

Although the entire contractual relationship relating to these Products is entered into solely by the Owner and Users, Users acknowledge and agree that the platforms, operating systems, and other locations where the products and Services of Mountain Ridge Marketing has been provided may enforce these Terms as a third-party beneficiary or have their own Terms that the User maybe be subject to.

Nothing in these Terms creates any relationship of employment between the involved parties.

Mountain Ridge Marketing uses automatic renewal for Product subscriptions. Information about the renewal period, termination details, and termination notice can be found in the relevant section of these Terms.

Owner Information:

Mountain Ridge Marketing

1646 W Hwy 160 Suite 590

Fort Mill, SC 29708

[email protected]

"Mountain Ridge Marketing" refers to this website, including its subdomains and any other website through which the Owner makes its Services available; applications for mobile, tablet and other smart device systems; the Application Program Interfaces (API); the Services; any applications, sample and content files, source code, scripts, instruction sets or software included as part of the Services, as well as any related documentation; any product or service provided by Mountain Ridge Marketing whether free or paid, including LeadConnector, EZ-Postr, and custom products or Services.

The following documents are incorporated by reference into these Terms:

LeadConnector Usage Pricing (www.mountainridgemarketing.com/leadconnector-usage-pricing)

LeadConnector Money Back Guarantee (www.mountainridgemarketing.com/leadconnector-money-back-guarantee)

Mountain Ridge Marketing Affiliate Program Terms (www.mountainridgemarketing.com/affiliate-terms)

Terms of Use

Unless otherwise specified, the terms of use detailed in this section apply generally when using Mountain Ridge Marketing.

Single or additional conditions of use or access may apply in specific scenarios and in such cases are additionally indicated within this document.

By using Mountain Ridge Marketing, Users confirm to meet the following requirements:

1) Users aren’t located in a country that is subject to a U.S. government embargo, or that has been designated by the U.S. government as a “terrorist-supporting” country.

2) Users aren’t listed on any U.S. government list of prohibited or restricted parties.

Account Registration

To use the Service Users must register or create a User account, providing all required data or information in a complete and truthful manner.

Failure to do so will cause unavailability of the Service

Users are responsible for keeping their login credentials confidential and safe. For this reason, Users are also required to choose passwords that meet the highest standards of strength permitted by Mountain Ridge Marketing.

By registering, Users agree to be fully responsible for all activities that occur under their username and password.

Users are required to immediately and unambiguously inform the Owner via the contact details indicated in this document, if they think their personal information, including but not limited to User accounts, access credentials or personal data, have been violated, unduly disclosed or stolen.

Account Termination

Users can terminate their account and stop using the Service at any time by directly contacting the Owner at the contact details provided in this document.

Account Suspension & Deletion

The Owner reserves the right, at its sole discretion, to suspend or delete at any time and without notice, User accounts that it deems inappropriate, offensive or in violation of these Terms.

The suspension or deletion of User accounts shall not entitle Users to any claims for compensation, damages or reimbursement.

The suspension or deletion of accounts due to causes attributable to the User does not exempt the User from paying any applicable fees or prices.

Content on Mountain Ridge Marketing

Unless where otherwise specified or clearly recognizable, all content available on Mountain Ridge Marketing is owned or provided by the Owner or its licensors

.

The Owner undertakes its utmost effort to ensure that the content provided on Mountain Ridge Marketing infringes no applicable legal provisions or third-party rights. However, it may not always be possible to achieve such a result.

In such cases, without prejudice to any legal prerogatives of Users to enforce their rights, Users are kindly asked to preferably report related complaints using the contact details provided in this document.

Rights regarding content on Mountain Ridge Marketing - All rights reserved

The Owner holds and reserves all intellectual property rights for any such content.

Users may not, therefore, use such content in any way that is not necessary or implicit in the proper use of the Service.

In particular, but without limitation, Users may not copy, download, share (beyond the limits set forth below), modify, translate, transform, publish, transmit, sell, sublicense, edit, transfer/assign to third parties or create derivative works from the content available on Mountain Ridge Marketing, nor allow any third party to do so through the User or their device, even without the User's knowledge.

Where explicitly stated on Mountain Ridge Marketing, the User may download, copy and/or share some content available through Mountain Ridge Marketing for its sole personal and non-commercial use and provided that the copyright attributions and all the other attributions requested by the Owner are correctly implemented.

Any applicable statutory limitation or exception to copyright shall stay unaffected.

Content provided by Users

The Owner allows Users to upload, share or provide their own content to Mountain Ridge Marketing.

By providing content to Mountain Ridge Marketing, Users confirm that they are legally allowed to do so and that they are not infringing any statutory provisions and/or third-party rights.

Rights regarding content provided by Users

Users acknowledge and accept that by providing their own content on Mountain Ridge Marketing they grant the Owner a non-exclusive, fully paid-up and royalty-free license to process such content solely for the operation and maintenance of Mountain Ridge Marketing as contractually required.

To the extent permitted by applicable law, Users waive any moral rights in connection with content they provide to Mountain Ridge Marketing.

Users acknowledge, accept and confirm that all content they provide through Mountain Ridge Marketing is provided subject to the same general conditions set forth for content on Mountain Ridge Marketing.

Liability for provided content

Users are solely liable for any content they upload, post, share, or provide through Mountain Ridge Marketing. Users acknowledge and accept that the Owner does not filter or moderate such content.

However, the Owner reserves the right to remove, delete or block such content at its own discretion and, without prior notice, to deny the uploading User access to Mountain Ridge Marketing:

upon becoming aware of any (alleged) violation of these Terms, any third-party rights, or applicable law, based on such content;

if a notice of infringement of intellectual property rights is received;

if a notice of violation of a third party’s privacy, including their intimate privacy, is received;

upon order of a public authority;

or where the Owner is made aware that the content, while being accessible via Mountain Ridge Marketing, may represent a risk for Users, third parties and/or the availability of the Service.

The removal, deletion or blocking of content shall not entitle Users that have provided such content or that are liable for it, to any claims for compensation, damages or reimbursement.

Users agree to hold the Owner harmless from and against any claim asserted and/or damage suffered due to content they provided to or provided through Mountain Ridge Marketing.

Acceptable use

Mountain Ridge Marketing and the Service may only be used within the scope of what they are provided for, under these Terms and applicable law.

Users are solely responsible for making sure that their use of Mountain Ridge Marketing and/or the Service violates no applicable law, regulations or third-party rights.

Therefore, the Owner reserves the right to take any appropriate measure to protect its legitimate interests including by denying Users access to Mountain Ridge Marketing or the Service, terminating contracts, reporting any misconduct performed through Mountain Ridge Marketing or the Service to the competent authorities – such as judicial or administrative authorities - whenever Users engage or are suspected to engage in any of the following activities:

violate laws, regulations and/or these Terms;

infringe any third-party rights;

considerably impair the Owner’s legitimate interests;

offend the Owner or any third party.

Software License

Any intellectual or industrial property rights, and any other exclusive rights on software or technical applications embedded in or related to Mountain Ridge Marketing are held by the Owner and/or its licensors.

Subject to Users’ compliance with and notwithstanding any divergent provision of these Terms, the Owner merely grants Users a revocable, non-exclusive, non-sublicensable and non-transferable license to use the software and/or any other technical means embedded in the Service within the scope and for the purposes of Mountain Ridge Marketing and the Service offered.

This license does not grant Users any rights to access, usage or disclosure of the original source code. All techniques, algorithms, and procedures contained in the software and any documentation thereto related is the Owner’s or its licensors’ sole property.

All rights and license grants to Users shall immediately terminate upon any termination or expiration of the Agreement.

Terms & Conditions of Sale

Paid Products

Some of the Products provided on Mountain Ridge Marketing, as part of the Service, are provided on the basis of payment.

The fees, duration and conditions applicable to the purchase of such Products are described below and in the dedicated sections of Mountain Ridge Marketing.

Product description

Prices, descriptions or availability of Products are outlined in the respective sections of Mountain Ridge Marketing and are subject to change without notice.

While Products on Mountain Ridge Marketing are presented with the greatest accuracy technically possible, representation on Mountain Ridge Marketing through any means (including, as the case may be, graphic material, images, colors, sounds) is for reference only and implies no warranty as to the characteristics of the purchased Product.

The characteristics of the chosen Product will be outlined during the purchasing process.

Prices

Users are informed during the purchasing process and before order submission, about any fees, taxes and costs (including, if any, delivery costs) that they will be charged.

Prices on Mountain Ridge Marketing are displayed either exclusive or inclusive of any applicable fees, taxes and costs, depending on the section the User is browsing.

Offers and discounts

The Owner may offer discounts or provide special offers for the purchase of Products. Any such offer or discount shall always be subject to the eligibility criteria and the terms and conditions set out in the corresponding section of Mountain Ridge Marketing.

Offers and discounts are always granted at the Owner’s sole discretion.

Repeated or recurring offers or discounts create no claim/title or right that Users may enforce in the future.

Depending on the case, discounts or offers shall be valid for a limited time only or while stocks last. If an offer or discount is limited by time, the time indications refer to the time zone of the Owner, as indicated in the Owner’s location details in this document, unless otherwise specified.

Methods of payment

Information related to accepted payment methods is made available during the purchasing process.

Some payment methods may only be available subject to additional conditions or fees. In such cases related information can be found in the dedicated section of Mountain Ridge Marketing.

Payment methods marked accordingly are managed directly by the Owner. In this case, the Owner collects and stores the data necessary for the processing of payments and for fulfilling any legal obligation related to them. The User may read the privacy policy of Mountain Ridge Marketing to learn more about the data processing and Users’ rights regarding their data.

Other payment methods – if any – are independently provided by third-party services. In such cases Mountain Ridge Marketing collects no payment information – such as credit card details – but only receives a notification from the relevant third-party provider once the payment has been successfully completed.

If payment through the available methods fail, the Owner shall be under no obligation to fulfill the purchase order. If a payment fails or is refused, the Owner reserves the right to claim any related expenses or damages from the User.

Delivery of digital content

Unless otherwise stated, digital content purchased on Mountain Ridge Marketing is delivered via download on the device(s) chosen by Users.

Users acknowledge and accept that in order to download and/or use the Product, the intended device(s) and its respective software (including operating systems) must be legal, commonly used, up-to-date, and consistent with current market-standards.

Users acknowledge and accept that the ability to download the purchased Product may be limited in time and space.

Performance of services

The purchased service shall be performed or made available within the timeframe specified on Mountain Ridge Marketing or as communicated before the order submission.

Consulting Services

Mountain Ridge Marketing, it's owner, or it's employees or contractors may provide consulting Services to Users who request them. These Services include but are not limited to marketing strategy, general business, advertising, and personal development consulting.

These consulting Services may be subject to an additional contractual agreement that is signed by representatives from both Mountain Ridge Marketing and the User's parties. The Terms of these additional contracts apply in addition to the Terms in this Terms and Conditions document. If Terms of the two documents ever contradict each other, the Terms of the unique signed agreement will supersede the Terms of this document. Otherwise, all Terms in both documents are valid.

Unless otherwise stated, the cost of the consulting Services offered by Mountain Ridge Marketing is $350 for the first hour and $250 for each subsequent hour after the first. The User will pay fifty-percent of the total cost of each booked session up front as a down payment. The remaining fifty-percent will be paid after the completion of the session. If the session goes longer than intended, overage fees may be applied to the invoice of the remaining amount. The down payment and the completed payment for each session are not subject to refund for any reason.

Subscriptions

Subscriptions allow Users to receive a Product continuously or regularly over time. Details regarding the type of subscription and termination are outlined below.

Fixed-term subscriptions

Paid fixed-term subscriptions start on the day the payment is received by the Owner and last for the subscription period chosen by the User or otherwise specified during the purchasing process.

Once the subscription period expires, the Product shall no longer be accessible.

Automatic renewal of fixed-term subscriptions

Subscriptions are automatically renewed through the payment method that the User chose during purchase.

The renewed subscription will last for a period equal to the original term.

Termination

Subscriptions may be terminated by sending a clear and unambiguous termination notice to the Owner using the contact details provided in this document, or — if applicable — by using the corresponding controls inside Mountain Ridge Marketing.

If the notice of termination is received by the Owner no later than 2 days before the subscription renews, termination shall take effect as soon as the current period is completed.

Refund Policy

LeadConnector Service Refunds and guarantees for the LeadConnector service are governed by our specific LeadConnector Money Back Guarantee. By purchasing this service, you agree to the terms outlined at www.mountainridgemarketing.com/leadconnector-money-back-guarantee.

EZ-Postr Standalone We offer a 14-day refund policy for EZ-Postr when purchased as a standalone product. If EZ-Postr is purchased as part of a bundle with LeadConnector, the refund terms of the LeadConnector Money Back Guarantee (referenced above) shall apply to the entire bundle.

Digital Products Due to the nature of digital content, all sales of digital download products (including but not limited to templates, guides, and media) are final. No refunds will be issued for digital products once the download link has been provided or the content has been accessed.

Custom Work Agreements Refund terms for custom marketing services, consulting, or project-based work will be governed by the specific terms and conditions outlined in the individual Service Agreement or Statement of Work signed by both parties. In the event of a conflict between these Terms and a custom agreement, the custom agreement shall prevail.

General Refund Policy For any other Product or Service not specifically mentioned above, we offer a 14-day refund policy from the date of purchase.

No Chargebacks

By purchasing any Product or Service from Mountain Ridge Marketing, the User agrees to first contact the Owner to resolve any billing disputes or requests for refunds before initiating a chargeback request with their bank or credit card provider. The User explicitly agrees not to initiate any chargebacks or payment disputes for any services rendered or products delivered that comply with the descriptions provided at the time of purchase. In the event of an unauthorized chargeback, the User shall be responsible for any costs incurred by the Owner in responding to and resolving the dispute, including but not limited to administrative fees, legal fees, and the original cost of the Product.

Liability and indemnification

Unless otherwise explicitly stated or agreed with Users, the Owner’s liability for damages in connection with the execution of the Agreement shall be excluded, limited and/or reduced to the maximum extent permitted by applicable law.

Disclaimer of Warranties

Mountain Ridge Marketing is provided strictly on an “as is” and “as available” basis. Use of the Service is at Users’ own risk. To the maximum extent permitted by applicable law, the Owner expressly disclaims all conditions, representations, and warranties — whether express, implied, statutory or otherwise, including, but not limited to, any implied warranty of merchantability, fitness for a particular purpose, or non-infringement of third-party rights. No advice or information, whether oral or written, obtained by the User from the Owner or through the Service will create any warranty not expressly stated herein.

Without limiting the foregoing, the Owner, its subsidiaries, affiliates, licensors, officers, directors, agents, co-branders, partners, suppliers and employees do not warrant that the content is accurate, reliable or correct; that the Service will meet Users’ requirements; that the Service will be available at any particular time or location, uninterrupted or secure; that any defects or errors will be corrected; or that the Service is free of viruses or other harmful components. Any content downloaded or otherwise obtained through the use of the Service is downloaded at Users' own risk and Users shall be solely responsible for any damage to Users’ computer system or mobile device or loss of data that results from such download or Users’ use of the Service.

The Owner does not warrant, endorse, guarantee, or assume responsibility for any product or service advertised or offered by a third party through the Service or any hyperlinked website or service, and the Owner shall not be a party to or in any way monitor any transaction between Users and third-party providers of products or services.

The Service may become inaccessible or it may not function properly with Users’ web browser, mobile device, and/or operating system. The owner cannot be held liable for any perceived or actual damages arising from Service content, operation, or use of this Service.

Mountain Ridge Marketing may share information, advice, or guides on many different topics with the goal of helping users learn and implement new techniques, strategies, and resources into their businesses.

This information should not be taken as legal advice and may not be applicable or legal for all users depending on their location, intentions, or many other situations. This information is also not guaranteed to be up to date. Users should always follow their local laws and any other laws and agreements applicable to them.

Mountain Ridge Marketing may not be held liable for any legal, monetary, or other damges, losses, or anything else related to information, advice, guides, or anything else shared with users.

Mountain Ridge Marketing will not willingly share false information or attempt to deceive users.

Federal law, some states, and other jurisdictions, do not allow the exclusion and limitations of certain implied warranties. The above exclusions may not apply to Users. This Agreement gives Users specific legal rights, and Users may also have other rights which vary from state to state. The disclaimers and exclusions under this agreement shall not apply to the extent prohibited by applicable law.

Limitations of liability

To the maximum extent permitted by applicable law, in no event shall the Owner, and its subsidiaries, affiliates, officers, directors, agents, co-branders, partners, suppliers and employees be liable for:

any indirect, punitive, incidental, special, consequential or exemplary damages, including without limitation damages for loss of profits, goodwill, use, data or other intangible losses, arising out of or relating to the use of, or inability to use, the Service; and

any damage, loss or injury resulting from hacking, tampering or other unauthorized access or use of the Service or User account or the information contained therein;

any errors, mistakes, or inaccuracies of content;

personal injury or property damage, of any nature whatsoever, resulting from User access to or use of the Service;

any unauthorized access to or use of the Owner’s secure servers and/or any and all personal information stored therein;

any interruption or cessation of transmission to or from the Service;

any bugs, viruses, trojan horses, or the like that may be transmitted to or through the Service;

any errors or omissions in any content or for any loss or damage incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available through the Service; and/or

the defamatory, offensive, or illegal conduct of any User or third party. In no event shall the Owner, and its subsidiaries, affiliates, officers, directors, agents, co-branders, partners, suppliers and employees be liable for any claims, proceedings, liabilities, obligations, damages, losses or costs in an amount exceeding the amount paid by User to the Owner hereunder in the preceding 12 months, or the period of duration of this agreement between the Owner and User, whichever is shorter.

This limitation of liability section shall apply to the fullest extent permitted by law in the applicable jurisdiction whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, even if the User has been advised of the possibility of such damage.

Some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, therefore the above limitations or exclusions may not apply to the User. The terms give User specific legal rights, and User may also have other rights which vary from jurisdiction to jurisdiction. The disclaimers, exclusions, and limitations of liability under the terms shall not apply to the extent prohibited by applicable law.

Indemnification

The User agrees to defend, indemnify and hold the Owner and its subsidiaries, affiliates, officers, directors, agents, co-branders, partners, suppliers and employees harmless from and against any and all claims or demands, damages, obligations, losses, liabilities, costs or debt, and expenses, including, but not limited to, legal fees and expenses, arising from:

User’s use of and access to the Service, including any data or content transmitted or received by User;

User’s violation of these terms, including, but not limited to, User’s breach of any of the representations and warranties set forth in these terms;

User’s violation of any third-party rights, including, but not limited to, any right of privacy or intellectual property rights;

User’s violation of any statutory law, rule, or regulation;

any content that is submitted from User’s account, including third party access with User’s unique username, password or other security measure, if applicable, including, but not limited to, misleading, false, or inaccurate information;

User’s willful misconduct; or

statutory provision by User or its affiliates, officers, directors, agents, co-branders, partners, suppliers and employees to the extent allowed by applicable law.

Common provisions

No Waiver

The Owner’s failure to assert any right or provision under these Terms shall not constitute a waiver of any such right or provision. No waiver shall be considered a further or continuing waiver of such term or any other term.

Service interruption

To ensure the best possible service level, the Owner reserves the right to interrupt the Service for maintenance, system updates or any other changes, informing the Users appropriately.

Within the limits of law, the Owner may also decide to suspend or discontinue the Service altogether. If the Service is discontinued, the Owner will cooperate with Users to enable them to withdraw personal data or information and will respect Users' rights relating to continued product use and/or compensation, as provided for by applicable law.

Additionally, the Service might not be available due to reasons outside the Owner’s reasonable control, such as “force majeure” events (infrastructural breakdowns or blackouts etc.).

Service reselling

Users may not reproduce, duplicate, copy, sell, resell or exploit any portion of Mountain Ridge Marketing and of its Service without the Owner’s express prior written permission, granted either directly or through a legitimate reselling program

Privacy policy

To learn more about the use of their personal data, Users may refer to the privacy policy of Mountain Ridge Marketing.

Intellectual property rights

Without prejudice to any more specific provision of these Terms, any intellectual property rights, such as copyrights, trademark rights, patent rights and design rights related to Mountain Ridge Marketing are the exclusive property of the Owner or its licensors and are subject to the protection granted by applicable laws or international treaties relating to intellectual property.

All trademarks — nominal or figurative — and all other marks, trade names, service marks, word marks, illustrations, images, or logos appearing in connection with Mountain Ridge Marketing are, and remain, the exclusive property of the Owner or its licensors and are subject to the protection granted by applicable laws or international treaties related to intellectual property.

Changes to these Terms

The Owner reserves the right to amend or otherwise modify these Terms at any time. In such cases, the Owner will appropriately inform the User of these changes. Such changes will only affect the relationship with the User from the date communicated to Users onwards.

The continued use of the Service will signify the User’s acceptance of the revised Terms. If Users do not wish to be bound by the changes, they must stop using the Service and may terminate the Agreement.

The applicable previous version will govern the relationship prior to the User's acceptance. The User can obtain any previous version from the Owner.

Assignment of contract

The Owner reserves the right to transfer, assign, dispose of by novation, or subcontract any or all rights or obligations under these Terms, taking the User’s legitimate interests into account. Provisions regarding changes of these Terms will apply accordingly.

Users may not assign or transfer their rights or obligations under these Terms in any way, without the written permission of the Owner.

Contacts

All legal communications relating to the use of Mountain Ridge Marketing must be sent using the contact information stated in this document.

Severability

Should any provision of these Terms be deemed or become invalid or unenforceable under applicable law, the invalidity or unenforceability of such provision shall not affect the validity of the remaining provisions, which shall remain in full force and effect.

Surviving provisions

This Agreement shall continue in effect until it is terminated by either Mountain Ridge Marketing or the User. Upon termination, the provisions contained in these Terms that by their context are intended to survive termination or expiration will survive, including but not limited to the following:

the User’s grant of licenses under these Terms shall survive indefinitely;

the User’s indemnification obligations shall survive for a period of five years from the date of termination;

the disclaimer of warranties and representations, and the stipulations under the section containing indemnity and limitation of liability provisions, shall survive indefinitely.

US Users

Any such invalid or unenforceable provision will be interpreted, construed and reformed to the extent reasonably required to render it valid, enforceable and consistent with its original intent. These Terms constitute the entire Agreement between Users and the Owner with respect to the subject matter hereof, and supersede all other communications, including but not limited to all prior agreements, between the parties with respect to such subject matter. These Terms will be enforced to the fullest extent permitted by law.

EU Users

Should any provision of these Terms be or be deemed void, invalid or unenforceable, the parties shall do their best to find, in an amicable way, an agreement on valid and enforceable provisions thereby substituting the void, invalid or unenforceable parts.

In case of failure to do so, the void, invalid or unenforceable provisions shall be replaced by the applicable statutory provisions, if so permitted or stated under the applicable law.

Without prejudice to the above, the nullity, invalidity or impossibility to enforce a particular provision of these Terms shall not nullify the entire Agreement, unless the severed provisions are essential to the Agreement, or of such importance that the parties would not have entered into the contract if they had known that the provision would not be valid, or in cases where the remaining provisions would translate into an unacceptable hardship on any of the parties.

Governing law

These Terms are governed by the law of the place where the Owner is based, as disclosed in the relevant section of this document, without regard to conflict of laws principles.

Venue of jurisdiction

The exclusive competence to decide on any controversy resulting from or connected to these Terms lies with the courts of the place where the Owner is based, as displayed in the relevant section of this document.

Definitions and Legal References

Mountain Ridge Marketing (or this Application)

The property that enables the provision of the Service.

Agreement

Any legally binding or contractual relationship between the Owner and the User, governed by these Terms.

Coupon

Any code or voucher, in print or electronic form, which allows the User to purchase the Product at a discounted price.

European (or Europe)

Applies where a User, regardless of nationality, is in the EU.

Owner (or We)

Indicates the natural person(s) or legal entity that provides Mountain Ridge Marketing and/or the Service to Users.

Product

A good or service available through Mountain Ridge Marketing, such as e.g. physical goods, digital files, software, booking services etc., and any other types of products separately defined herein, such as Digital Products.

Service

The service provided by Mountain Ridge Marketing as described in these Terms and on Mountain Ridge Marketing.

Terms

All provisions applicable to the use of Mountain Ridge Marketing and/or the Service as described in this document, including any other related documents or agreements, and as updated from time to time.

User (or You)

Indicates any natural person or legal entity using Mountain Ridge Marketing.